Application for accident benefits dismissed as applicant failed to prove the accident caused her impairments.
The applicant sought statutory accident benefits for chiropractic treatment and a psychological assessment following a 2010 motor vehicle accident.
The insurer denied the claims on the basis that the treatment and assessments were not reasonable and necessary.
The Tribunal found that the applicant failed to establish causation on a balance of probabilities, noting that contemporaneous medical records did not link her knee, back, and chest pain to the accident, but rather to subsequent intervening incidents including a fall at home, a boating incident, and a trip and fall.
The application was dismissed.
OLATOntario Licence Appeal TribunalMar 13, 2020
