The applicant was injured in a motor vehicle accident and sought statutory accident benefits from the respondent insurer.
The respondent denied claims for a non-earner benefit and several treatment plans for medical treatment and examination expenses.
The Licence Appeal Tribunal found that the applicant was entitled to payment for psychological services, chronic pain assessments, aquatic therapy, and ambulance services, as these were reasonable and necessary given the applicant's pre-existing conditions and the aggravation caused by the accident.
However, the Tribunal denied the claims for chiropractic services, transportation, and orthopaedic, physiatry, and neurology assessments due to insufficient evidence.
The Tribunal also dismissed the claim for a non-earner benefit, finding that the applicant failed to prove a complete inability to carry on a normal life as a result of the subject accident, as her pre-accident activities were already significantly limited by prior accidents.
