Insured entitled to weekly benefits for 156 weeks due to chronic pain, but not thereafter.
The applicant was injured in a rear-end motor vehicle accident and received statutory accident benefits until the insurer terminated them.
She applied for arbitration, seeking ongoing weekly income benefits and medical/rehabilitation benefits.
The arbitrator found that the applicant suffered from chronic pain syndrome and remained disabled from her pre-accident job as an in-store demonstrator, entitling her to weekly benefits up to the 156-week mark.
However, the arbitrator concluded that the applicant was not continuously prevented from engaging in any suitable employment thereafter, and dismissed the claim for post-156 week benefits and further medical/rehabilitation benefits.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesSep 29, 1997