Applicant removed from Minor Injury Guideline due to concussion; treatment plans and unreasonable delay award granted.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied various treatment plans and assessments, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found the applicant suffered a concussion and should be removed from the MIG.
The Tribunal ordered the respondent to pay for the disputed chiropractic, physiotherapy, psychological, and chronic pain assessments, finding them reasonable and necessary.
Furthermore, the Tribunal granted an award under s. 10 of Reg. 664, finding the respondent unreasonably withheld benefits despite having evidence of the concussion diagnosis, and ordered interest on overdue payments.
OLATOntario Licence Appeal TribunalJan 14, 2026
