Applicant removed from Minor Injury Guideline due to chronic pain; most treatment plans approved.
The applicant was injured in a motor vehicle accident and sought medical and rehabilitation benefits.
The insurer denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant suffered from chronic pain, removing him from the MIG.
The Tribunal approved several treatment plans for chiropractic treatment, medical services, and an orthopaedic assessment as reasonable and necessary, but denied an expense for an MRI because no treatment plan was submitted prior to incurring the expense.
Interest was awarded on the overdue benefits.
OLATOntario Licence Appeal TribunalOct 26, 2021
