Application for accident benefits dismissed; applicant failed to prove entitlement to NEBs or removal from MIG.
The applicant sought statutory accident benefits following a motor vehicle accident, including non-earner benefits (NEBs), medical benefits for physiotherapy, and removal from the Minor Injury Guideline (MIG).
The Tribunal found the applicant failed to establish a complete inability to carry on a normal life, as evidence showed a return to work, school, and daily activities.
The Tribunal also held the applicant's injuries were predominantly minor, rejecting arguments for removal from the MIG based on pre-existing conditions, an alleged lumbar fracture, chronic pain, and psychological impairments.
The respondent's denial of the treatment plan was found compliant with the Schedule's notice requirements.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalMay 5, 2025
