Application for accident benefits dismissed; applicant failed to prove psychological impairment warranting removal from Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant sought removal from the MIG based on a psychological impairment, specifically PTSD.
The Tribunal found that the applicant provided insufficient objective medical evidence to support a psychological impairment, noting that his family physician records lacked psychological complaints for over two years post-accident and the psychiatric report relied solely on subjective reporting despite a normal mental status exam.
Consequently, the applicant was not removed from the MIG, and the disputed treatment plans and interest were denied.
The application was dismissed.
OLATOntario Licence Appeal TribunalFeb 12, 2026
