Application for catastrophic impairment designation and accident benefits dismissed for failing to meet the marked impairment threshold.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming she sustained a catastrophic impairment due to psychological and neurological injuries.
The Licence Appeal Tribunal found that the applicant did not meet the criteria for a catastrophic impairment, as her mental and behavioural impairments did not reach the marked level in three or more spheres of function.
The Tribunal preferred the respondent's expert evidence, noting the applicant's self-reported independence in activities of daily living.
Claims for attendant care benefits, a neurological assessment, unapproved assessment costs, and an award for unreasonable withholding of benefits were all dismissed.
OLATOntario Licence Appeal TribunalOct 16, 2025