Applicant's injuries found to be predominantly minor; removal from Minor Injury Guideline and disputed treatment plans denied.
The applicant sought statutory accident benefits following a 2019 motor vehicle accident.
The respondent insurer denied several treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's physical injuries were predominantly minor and that he failed to prove an accident-related psychological impairment or a pre-existing condition that would preclude recovery within the MIG.
As the applicant remained subject to the $3,500 MIG limit, the disputed treatment plans, interest, and an award for unreasonable delay were denied.
OLATOntario Licence Appeal TribunalDec 19, 2023
