Applicant's injuries fell within the Minor Injury Guideline; treatment plan for home exercise equipment partially approved.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied two treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant sustained predominantly minor injuries and failed to provide compelling evidence of pre-existing conditions, psychological impairment, or chronic pain that would warrant exclusion from the MIG.
The Tribunal denied the $3,948.91 treatment plan as not reasonable and necessary, but partially approved the $1,315.02 treatment plan in the amount of $509.26 for home exercise equipment and instruction, as recommended by the insurer's own assessor.
OLATOntario Licence Appeal TribunalJul 7, 2020
