Applicant removed from Minor Injury Guideline due to psychological impairment; disputed treatment plans and assessments approved.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found the applicant sustained a psychological impairment as a result of the accident, warranting removal from the MIG.
The Tribunal preferred the evidence of the applicant's treating practitioners and section 25 assessor over the respondent's section 44 examiners.
The Tribunal ordered the respondent to pay for the disputed physiotherapy treatment plans, an orthopaedic assessment, a psychological assessment, and psychological services, finding them reasonable and necessary.
Interest was also awarded on overdue benefits.
OLATOntario Licence Appeal TribunalJan 30, 2026
