Application for accident benefits dismissed; applicant failed to prove entitlement to non-earner benefits or removal from MIG.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming entitlement to non-earner benefits and various treatment plans outside the Minor Injury Guideline (MIG).
The applicant argued for removal from the MIG based on pre-existing conditions, chronic pain, and psychological impairments.
The Tribunal found that the applicant failed to prove on a balance of probabilities that his injuries warranted removal from the MIG, preferring the respondent's insurer examination reports which found no compelling evidence of chronic pain or a psychological condition.
The Tribunal also dismissed the claim for non-earner benefits, finding the applicant did not suffer a complete inability to carry on a normal life.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalOct 22, 2024
