Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline and IRB test unmet.
The applicant sought statutory accident benefits following a motor vehicle accident, disputing the respondent's determination that their injuries fell within the Minor Injury Guideline (MIG).
The applicant also claimed entitlement to income replacement benefits (IRBs) and a physiotherapy treatment plan.
The Licence Appeal Tribunal found that the applicant's physical and psychological injuries were predominantly minor, relying on contemporaneous medical records and independent assessments.
The Tribunal also dismissed the claim for IRBs, noting a lack of medical evidence demonstrating an inability to work.
All claims were dismissed.
OLATOntario Licence Appeal TribunalSep 13, 2023