Application for caregiver and housekeeping benefits dismissed due to lack of primary caregiver status and disability.
The applicant was injured in a motor vehicle accident and claimed caregiver and housekeeping benefits.
The insurer terminated these benefits, and the applicant sought arbitration.
The arbitrator found that the applicant was not the primary caregiver for her child at the time of the accident, as she worked 50 hours a week and her mother provided care.
Furthermore, the applicant failed to prove a substantial inability to engage in pre-accident caregiving or housekeeping activities, especially given evidence that she had returned to work and submitted claims for periods when her mother was out of the country.
The application for arbitration was dismissed.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesMar 11, 2009
