Applicant removed from Minor Injury Guideline based on psychological injuries; psychological treatment plans approved.
The Applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied benefits, arguing the Applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that while the Applicant's physical injuries did not warrant removal from the MIG, his psychological injuries, specifically an adjustment disorder, did justify removal.
The Tribunal approved two treatment plans for psychological services as reasonable and necessary, but denied a treatment plan for chiropractic services.
Interest was awarded on the overdue psychological benefits.
OLATOntario Licence Appeal TribunalMar 14, 2025
