Insured awarded limited IRBs and a 20% bad faith award for insurer's unreasonable delay.
The Applicant sought income replacement benefits (IRBs) following a motor vehicle accident.
The Respondent denied the benefits, citing the Applicant's failure to comply with requests for information under section 33 of the Schedule.
The Tribunal found that the Applicant substantially complied with the requests and that the Respondent had agreed to pay the benefits subject to calculating quantum.
The Tribunal awarded IRBs at a rate of $30.29 per week for a limited period, based on self-employment income reported to the CRA, and denied further benefits as the Applicant had returned to work.
The Tribunal also ordered interest and a 20% award under section 10 of Regulation 664 due to the Respondent's unreasonable delay in calculating and paying the benefits.
OLATOntario Licence Appeal TribunalDec 2, 2024
