B. Cook

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied funding for physiotherapy and a psychological assessment, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Licence Appeal Tribunal found that the applicant failed to demonstrate a psychological injury or chronic pain condition caused by the accident.

The Tribunal concluded the applicant sustained a minor injury subject to the $3,500 funding limit, and dismissed the claims for the disputed treatment plans, interest, and an award.

The applicant sought income replacement benefits and a physiotherapy treatment plan following a motor vehicle accident.

The Licence Appeal Tribunal dismissed the application, finding the applicant's medical evidence unpersuasive and contradictory.

The Tribunal preferred the respondent's insurer's examination reports, which concluded the applicant did not suffer a substantial inability to perform his essential tasks as a chef and had achieved maximal medical recovery.

Consequently, the claims for benefits and interest were denied.