Application for accident benefits dismissed as applicant failed to prove injuries fell outside the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, disputing the insurer's determination that his injuries fell within the Minor Injury Guideline (MIG).
The applicant also claimed entitlement to non-earner benefits, various treatment plans, and a special award for unreasonable delay.
The Licence Appeal Tribunal dismissed the application in its entirety, finding that the applicant failed to provide sufficient medical evidence to establish that his injuries warranted removal from the MIG or that he suffered a complete inability to carry on a normal life.
Consequently, the disputed treatment plans were not payable, and the claims for interest and a special award were denied.
OLATOntario Licence Appeal TribunalDec 16, 2025