Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limit.
The applicant was involved in a motor vehicle accident and sought statutory accident benefits from the respondent insurer.
The insurer denied the claims on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued that she sustained psychological impairments that removed her from the MIG.
The adjudicator found that the applicant's self-reporting and medical evidence did not support a finding of significant psychological impairment attributable to the accident.
The adjudicator concluded that the applicant's injuries fell within the MIG, and since the $3,500 limit had been exhausted, the disputed treatment plans were not payable.
Claims for a disability certificate, interest, and an award for unreasonable withholding of benefits were also dismissed.
OLATOntario Licence Appeal TribunalApr 3, 2020
