Application for accident benefits dismissed; applicant failed to prove injuries warranted removal from Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant sought removal from the MIG on the basis of chronic pain and psychological injury.
The Tribunal found insufficient evidence of chronic pain with functional impairment and preferred the respondent's psychological assessment over the applicant's.
The application was dismissed, and the applicant was held to the $3,500 MIG limit.
OLATOntario Licence Appeal TribunalMar 24, 2026