Caregiver benefits claim dismissed due to lack of credibility and children being removed from applicant's care.
The applicant sought weekly caregiver benefits following a 2010 motor vehicle accident.
The insurer terminated benefits in September 2012.
The arbitrator found the applicant's evidence lacked credibility, noting numerous inconsistencies regarding her injuries, substance abuse, and the fact that her children had been removed from her care by Family and Children's Services in 2011 for reasons unrelated to the accident.
The arbitrator preferred the evidence of the insurer's assessors and concluded the applicant was not the primary caregiver at the time of the accident, did not suffer a complete inability to carry on a normal life, and did not incur the claimed caregiving expenses.
The application was dismissed.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesDec 18, 2019
