The applicant sought a declaration of entitlement to insurance coverage after her insurer denied her claim.
The applicant had permitted her common-law spouse, whose license had been suspended for 20 years, to drive her vehicle after she felt too ill to continue driving.
The spouse subsequently caused an accident.
The court dismissed the application, finding that the applicant's decision to let her unlicensed and incapable spouse drive was unreasonable and not born of necessity.
Consequently, the applicant could not rely on a due diligence defence or obtain relief from forfeiture under the Courts of Justice Act.