August 4, 2011

Mr. Kevin Edward Bubel

c/o The Bank

66 Dunlop Street East

Barrie, Ontario

L4M 4T3

Re: The Bank

Licence Number: 813510

In the Board’s Decision dated July 15, 2011, due to a clerical error, there was a misstatement contained in paragraph 1.

Pursuant to Rule 2.6 of the AGCO Revised Rules of Practice, paragraph 1 of the Decision dated July 15, 2011 has been corrected to read as follows:

“A hearing into Notice of Proposal numbers 17926 and 18069, dated March 9, 2010 and May 12, 2010, respectively, …”

No action is required on your part. Should you have any questions, please contact me at 416-326-8737.

Sincerely,

Allison Rabess

Manager Hearings

cc: Phillip Morris, Registrar’s Representative, fax: 416-326-5574

Jerry Levitan, Licensee’s Representative, fax: 416-368-1166